How much can be deducted from a member’s check for a payment?

The deduction from a member's check for a payment is set at a maximum of two-thirds of the member's disposable earnings. This standard is primarily based on regulations that protect service members by ensuring they maintain a sufficient portion of their pay for personal needs while allowing for necessary deductions concerning debts or payments.

Disposable earnings are defined as the amount remaining after mandatory deductions such as taxes and social security. Allowing deductions up to two-thirds ensures creditors can receive payment without significantly affecting a member's ability to support themselves and their family. This figure is consistent with various laws that govern wage garnishments and deductions across different contexts.

Understanding this limit is critical for personnel specialists as it ensures compliance with regulations and protects service members' financial interests. The options involving different fractions—like one-half, one-third, or three-fourths—would either compromise the service member's ability to support themselves or might violate regulations if applied incorrectly.